Fund-a-need pledges + restricted-fund accounting

Fund-a-need (sometimes called "paddle raise") is the moment in the live auction when the auctioneer asks for tiered pledges — "I need ten people at $5,000 to fund the new shelter." Every paddle that goes up is captured as a pledge in real-time.

Tier structure:
You define tiers per fund-a-need ask (e.g. $10,000 / $5,000 / $2,500 / $1,000 / $500). The auctioneer's tablet shows a counter at each tier — runners tap as paddles go up.

Matching gifts:
If a major donor agrees to match the room (e.g. "matching every $1,000 dollar-for-dollar up to $25,000"), set the match on the fund-a-need ask. The leaderboard shows match progress as a separate bar — drives the room when guests see they're "leaving matching money on the table."

Restricted-fund accounting:
Pledges can be tagged to a restricted fund (e.g. "Capital Campaign" vs. "General Operating"). When pledges settle through Stripe, Accounting auto-posts them to the right GL account so the books are restricted-fund-aware out of the box.

Pledge fulfillment:
Some fund-a-need pledges are pay-now (charged to the pre-auth at end of night), others are pay-later (donor will mail a check or pay quarterly). Track fulfillment status on each pledge — Pending / Partial / Fulfilled / Waived. Wally drafts the reminder email when a pledge ages past 30 days unfulfilled.