Approve capital spending and plan replacements

**Capital & Sustainability -> Planning** has four tools.

• **Capital requests** -- file a request with the amount, what it is for, and the funding source. Approvals follow your tiers (for example, up to $50,000 needs one admin, above that two owners). The person who asked can never approve their own request, and changing the amount or description after approval means it has to be approved again. Admins change the tiers with **Change**.
• **Replacement forecast** -- when each asset in your register reaches the end of its life and what replacing it costs then, at your inflation rate. Anything already past its life shows as overdue this year.
• **Lease or buy** -- the present cost of each at your discount rate, the residual value where they break even, and what happens if the residual comes in 20% lower or higher. Taxes are not modeled.
• **Liquidity runway** -- how many months cash plus undrawn credit stays above your minimum, with scheduled payments and a stress case.