Wellness incentives — earn credits for healthy habits

Wellness-incentive plans are the one place where sharing your health signals puts money back in your pocket — and only ever in your favor.

How they work:
• A wellness-incentive plan offers a monthly credit for participating in healthy habits — for example, sharing your daily step activity, or steps plus sleep. The more you share, the larger the credit, up to the plan's cap.
• Like everything else in Turtini insurance, this is a one-way ratchet: sharing earns a credit, and stopping simply returns you to no-credit. There is never a surcharge for not participating.

How it's different from major medical:
• A wellness incentive is an add-on that pairs with a base plan. It does not change your major-medical premium (that's community-rated and fixed). It's a separate reward for healthy participation.

You'll see these tagged "Wellness incentive" in the marketplace and in Health match. Your raw signal data stays yours — the plan only sees whether you qualify for the credit.