See your cash-flow forecast and shortfall warnings

Banking looks ahead at your cash flow and warns you before a low balance turns into an overdraft fee. It's a forecast that helps you plan — it doesn't move any money.

What you'll see:
1. Open Banking (/banking).
2. The Balance forecast chart projects where your balance is heading. Switch the horizon between 30, 60, and 90 days.
3. The Detected activity panel lists the recurring money coming in and going out that the forecast is built on.
4. Shortfall warnings call out, in plain language, any point where you're predicted to run short — early enough to do something about it.

The goal is fairness: giving you the same forward look a bank has, so a shortfall is something you see coming instead of a fee you find out about after the fact.