Ask Wally about your budget, reserves, dues, and loans

With Accounting on, Wally can answer questions about your finances straight from your real budget, reserve study, dues history, loans, and capital plan — no digging through tabs. Every figure Wally gives comes from the same live data the Budgeting and Reserves surfaces show, so the answer matches what you would read on screen.

Open Wally (the chat button) and just ask in plain language. For example:
- "What's our assessment income this year?" — Wally reads the LIVE Assessment Income line from the selected budget (not a stale draft figure) and gives the total plus the per-unit-per-month split when unit info is on file.
- "What's driving the budget increase this year?" — Wally compares this year's budget to last year's and names the biggest movers by account.
- "Show me FY2024 vs FY2027." — Wally lists the years on file and walks each one's totals.
- "How have our dues grown since the community started?" — Wally reads the dues history and gives the compound growth rate per year.
- "Are we solvent, and how much should we contribute to reserves?" — Wally reads the reserve study and returns the balance, percent funded, and the recommended contribution on the solvency basis, with any safety-critical component flags.
- "When does the roof loan pay off and what happens to dues then?" — Wally reads the loan schedule and tells you the payoff year and the dues relief when the payment drops off.
- "What capital projects are planned?" — Wally lists the multi-year capital plan and the per-year amounts (reserve-funded vs operating).

What to expect:
• Wally grounds every number in your data. If something is not on file yet — no budget, no reserve study, no dues history — Wally says so instead of guessing.
• The assessment/dues figure is always the live budget line, so it agrees with the Budgeting tab, the member letter, and the downloadable packet.
• Reserve answers are a financial-planning aid. Wally will flag a safety-critical component and recommend a professional inspection; it does not certify structural safety.

These are read-only answers, so there is nothing to confirm — Wally just tells you. To have Wally do more (draft next year's budget, post entries), see the related Accounting articles.